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Equipment Loans

Equip your business for growth with flexible finance solutions. At X-Finance Brokers, we work with 55+ lenders to fund everything from tools of trade to specialised assets. With us in your corner, you’ll enjoy tailored terms and smarter repayments designed to suit your business.

Equip your business without compromise. Speak with our brokers or get a quote now.

The tools you need, the finance you want

We fight to get you the lowest interest rate.

Lowest rate finance

Won't affect your credit score

Easy Steps to Finance

SIMPLE STEPS, SMARTER FINANCE

Enquire

Tell us what you need and we'll get it started. A few details is all it takes.

Assessment

We dive into our panel of lenders and craft a solution that suits your budget and goals.

a fast approval

Approval

Finance approved! Everything's laid out upfront, so you can review, sign and relax.

Enjoy

Finance settled, asset secured, time to enjoy. Happy Days!

Learn the Basics of Equipment Loans

Equipment loans provide a versatile, affordable, and accessible way for businesses to acquire essential machinery and tools. Whether you're upgrading existing equipment or investing in new assets, tailored financing solutions can help you secure what you need while managing cash flow effectively.

Lender Options

Having a large lender panel for finance options is incredibly beneficial as it provides a diverse range of choices tailored to different needs. With numerous lenders, customers can find unique financing solutions for special circumstances, ensuring that everyone has access to the right resources. This variety not only helps individuals secure the best rates and terms but also fosters an inclusive where all financial situations are considered. Ultimately, a wide lender panel empowers borrowers to make informed decisions that best suit their financial goals.

Loan Options

When it comes to equipment loans, there are several options to consider. You can choose between secured loans, which use the equipment as collateral, and unsecured loans, which do not require assets but may have higher interest rates. Refinancing allows you to take advantage of better interest rates on existing loans, while flexible repayment options help businesses manage cash flow effectively. Ultimately, selecting the right loan depends on your financial situation, as your credit score and business history can impact the terms, interest rates, and overall affordability of your loan.

Credit Scores

Your credit score is a vital indicator of your financial health, impacting your ability to secure loans and favorable interest rates. Understanding your credit score helps us tailor our lending options to best suit your needs. With a variety of lenders and loan products available, your score will guide in selecting the most suitable options for you. By keeping track of your credit score, you empower yourself to make informed financial decisions.

Payment Frequencies

Our standard payment frequency is monthly, providing you with a straightforward and easy-to-manage schedule. However, we understand that flexibility is key, so we're happy to adjust to a fortnightly payment option if that better suits your needs. Just let us know your, and we'll make it happen!

Simplified Process

Navigating through numerous options and moving components can be overwhelming. That's why we strive to simplify the process for you. By hiring a professional, you ensure a smooth experience and set yourself up for success from the start. Let us the details so you can focus on what truly matters.

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Why X Finance?

1

Apply online

Unlock a world of exclusive finance resources and unbeatable rates through our brokerage. Gain access to deals available only through brokers, empowering you with financial options that stand out from the rest. With our vast network and expertise, you can confidently secure the finest finance deals for your assets, ensuring maximum value and peace of mind.

2

talk to an expert

At X Finance, we recognize the value of your time and money. That's why we handle the tedious work for you. Our proficiency in asset finance simplifies the journey, allowing you to save time by avoiding the complexities of financial landscapes alone. Furthermore, we specialize in securing deals that offer long-term savings, ensuring that your financial path is both efficient and cost-effective.

3

get approved

Our broad network enables us to connect you with the lender tailored to your unique requirements, guaranteeing the most competitive rates and terms. Your aspirations of asset acquisition are now limitless—we're dedicated to offering nationwide options. Including remote borrowers.

Types of Equipment loans we offer! 

New or Used Equipment

Low Doc

No Deposit

Specialised Assets

Attachments

Refinance & Rebuilds

We power your business with the right equipment

We understand that no two equipment finance needs are the same. Your business, goals, and budget are unique—so your loan options should be too.

That’s why we take a personalised approach, carefully assessing your circumstances to match you with the best possible loan. Whether you're looking to invest in new machinery, upgrade essential tools, or replace outdated equipment, we tailor the experience to ensure you get the right loan with the most competitive terms.

Because when it comes to equipment loans, one size doesn’t fit all—and neither should your financing experience.

which loan is right for you?

Low rate loans from 5.67% p.a. Comparison rate of 6.10%* p.a.

Quick and easy loans with same day approvals. Get your free quote today.

The Comparison rate is calculated on a secured loan of $30,000 fixed for a term of 5 years, New Goods, Effective 04/07/2025 and subject to change. Warning: The comparison rate is true only for the examples given and may not include all fees and charges. Different Terms, fees or other loan amounts may result in a different comparison rate.

No impact on credit score

Fast turn-around times

The interest rate is meant to serve as a guide. For additional details, please refer to our Disclaimer.

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Get in Touch
Loan Options

X Finance Brokers

PO Box 123 Pimpama,

Pimpama QLD 4209

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X FINANCE BROKERS PTY LTD No. 558238 is an authorised representative of Australian
Credit licence No. 389527.
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