Car Loans
We offer competitive car finance interest rates tailored to your needs. At X-Finance, our expert brokers work to secure the best loan for your financial situation, whether you're purchasing a new or used vehicle for personal or business use. With access to over 55 lenders, we can negotiate better terms to suit your budget. Ready for a personalized quote? Call us at (07) 55 515 192. Still exploring your options? Use our car finance calculator to estimate your repayments. Don’t settle for less—choose X-Finance for a smarter way to finance your vehicle.
Best Rates
Lowest rate finance
Won't affect your credit score
We fight to get you the lowest interest rate.
How it works
Let us make it easy
.png)
Submit your enquiry
Answer a few simple questions to get your Free Quote.
We do the work
We'll hunt down the best rate & loan options for your personal situation.
Choose your finance
We work on your behalf! You’ll only need to sign.
Enjoy your asset
Your lender settles the loan, and you pick up your new equipment. Easy!
Learn the Basics of Car Loans
Car Loans can be a versatile, affordable and accessible means of acquiring a range of goods and covering various expenses.
Lender Options
Having a large lender panel for finance options is incredibly beneficial as it provides a diverse range of choices tailored to different needs. With numerous lenders, customers can find unique financing solutions for special circumstances, ensuring that everyone has access to the right resources. This variety not only helps individuals secure the best rates and terms but also fosters an inclusive where all financial situations are considered. Ultimately, a wide lender panel empowers borrowers to make informed decisions that best suit their financial goals.
Loan Options
When it comes to car loans, there are several options to consider. Secured loans use the vehicle as collateral, often resulting in lower interest rates, while unsecured loans don’t require security but may have higher rates. Refinancing can help reduce repayments by securing better terms on an existing loan. Choosing the right car loan depends on factors like your budget, credit score, and financial situation, as these will impact the rates and terms available to you.
Credit Scores
Your credit score is a vital indicator of your financial health, impacting your ability to secure loans and favorable interest rates. Understanding your credit score helps us tailor our lending options to best suit your needs. With a variety of lenders and loan products available, your score will guide in selecting the most suitable options for you. By keeping track of your credit score, you empower yourself to make informed financial decisions.
Payment Frequencies
Our standard payment frequency is monthly, providing you with a straightforward and easy-to-manage schedule. However, we understand that flexibility is key, so we're happy to adjust to a weekly or fortnightly payment option if that better suits your needs. Just let us know your, and we'll make it happen!
Simplified Process
Navigating through numerous options and moving components can be overwhelming. That's why we strive to simplify the process for you. By hiring a professional, you ensure a smooth experience and set yourself up for success from the start. Let us the details so you can focus on what truly matters.
Why X Finance?
1
Apply online
Unlock a world of exclusive finance resources and unbeatable rates through our brokerage. Gain access to deals available only through brokers, empowering you with financial options that stand out from the rest. With our vast network and expertise, you can confidently secure the finest finance deals for your assets, ensuring maximum value and peace of mind.
2
talk to an expert
At X Finance, we recognize the value of your time and money. That's why we handle the tedious work for you. Our proficiency in asset finance simplifies the journey, allowing you to save time by avoiding the complexities of financial landscapes alone. Furthermore, we specialize in securing deals that offer long-term savings, ensuring that your financial path is both efficient and cost-effective.
3
get approved
Our broad network enables us to connect you with the lender tailored to your unique requirements, guaranteeing the most competitive rates and terms. Your aspirations of asset acquisition are now limitless—we're dedicated to offering nationwide options. Including remote borrowers.
We Drive Better Car Loan Deals
No two car buyers are the same, and neither are their finance needs. Your budget, goals, and circumstances are unique—so your car loan should be too.
That’s why we take a tailored approach, assessing your situation to find the best loan with the most competitive rates and terms. Whether you're purchasing a new or used car, upgrading your vehicle, or refinancing an existing loan, we match you with the right finance solution.
Because when it comes to car loans, one size doesn’t fit all—and neither should your lending experience.
